Health Insurance
| The DeShaw Agency |
| The DeShaw Agency |
Health insurance coverage is one of the
most difficult policies to select. Premiums
for health insurance are developed by each
company's experience that can change in a
short period of time. When selecting a
health insurance policy, inquire about the
per cent of increase and how often they
change rates. This will give you an idea as
to the stability of the company and also an
indication of what you may expect in the
future.
most difficult policies to select. Premiums
for health insurance are developed by each
company's experience that can change in a
short period of time. When selecting a
health insurance policy, inquire about the
per cent of increase and how often they
change rates. This will give you an idea as
to the stability of the company and also an
indication of what you may expect in the
future.
The DeShaw Agency represents several companies that write health
insurance. Contact "Bernie DeShaw" your local specialist to discuss choosing
a company that best fits your needs. She has access to national companies
and our company writes for a Montana based company called New West
Health Services.
What is a Health Savings Account (“HSA”)?
What Is a “High Deductible Health Plan” (HDHP)?
insurance. Contact "Bernie DeShaw" your local specialist to discuss choosing
a company that best fits your needs. She has access to national companies
and our company writes for a Montana based company called New West
Health Services.
What is a Health Savings Account (“HSA”)?
- A Health Savings Account is an alternative to traditional health insurance;
it is a savings product that offers a different way for consumers to pay for
their health care. HSAs enable you to pay for current health expenses and
save for future qualified medical and retiree health expenses on a tax-free
basis.
What Is a “High Deductible Health Plan” (HDHP)?
- You must have an HDHP if you want to open an HSA. Sometimes referred to
as a “catastrophic” health insurance plan, an HDHP is an inexpensive health
insurance plan that generally doesn’t pay for the first several thousand
dollars of health care expenses (i.e., your “deductible”) but will generally
cover you after that . Of course, your HSA is available to help you pay for
the expenses your plan does not cover.
| Contact Us dagency@nemont.net 406-765-1860 |
| "Covering your Community" |